NS Legacy Whole Life
Long-duration protection with estate and legacy planning value.
Product overview
A flexible life insurance plan designed to combine financial protection with clear servicing conditions. Customers should review the approved policy document, benefit illustration and exclusions before purchase.
18 to 60 years
20 to 50 years
From ₹500,000
Available subject to age, income, occupation, residence, medical underwriting and approved insurer rules.
Life cover is payable according to the policy schedule and approved claim conditions.
Maturity proceeds are payable when the life assured survives to the end of the policy term, subject to policy status.
Survival benefits may apply where specified in the final policy schedule.
Guaranteed additions apply only where stated in the issued benefit illustration.
Bonus is not guaranteed unless explicitly stated and depends on the product structure.
Tax treatment is subject to applicable law and may change. Obtain professional tax advice.
30 days
15 days
5 years
Available subject to rules
Surrender and paid-up values are available only after the conditions in the policy document are satisfied.
Standard exclusions, waiting periods and underwriting restrictions apply as stated in the policy contract.
Required documents
Product data in this demonstration must be confirmed against authorized current brochures, rate tables and regulatory disclosures before production use.